Regulatory Capital
Consolidated Capital Adequacy Ratio
The consolidated total capital ratio as of Dec 31, 2025 was 21.67%.
- * Please scroll horizontally to look at table below.
| Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | ||
|---|---|---|---|---|
| Total Qualifying Capital | (D)=(A)+(B)+(C) | 15,508 | 15,478 | 16,267 |
| Common Equity Tier 1 | (A) | 13,558 | 13,564 | 14,359 |
| Additional Tier 1 | (B) | 1,881 | 1,865 | 1,867 |
| Tier 2 Capital | (C) | 67 | 49 | 40 |
| Total Risk-Weighted Assets | (E) | 71,040 | 73,810 | 75,062 |
| Credit Risk | 48,409 | 50,466 | 52,258 | |
| Market Risk *1 | 13,993 | 14,048 | 13,509 | |
| Operational Risk *1 | 8,637 | 9,295 | 9,295 | |
| Consolidated Common Equity Tier 1 Capital Ratio | (A)/(E) | 19.08% | 18.37% | 19.13% |
| Consolidated Tier 1 Capital Ratio | ((A)+(B))/(E) | 21.73% | 20.90% | 21.61% |
| Consolidated Total Capital Ratio *2 | (D)/(E) | 21.83% | 20.97% | 21.67% |
- *1Market and Operational Risk hereunder is computed by multiplying each risk amount by 12.5 (the Reciprocal of 8%).
- *2Consolidated Capital Adequacy Ratio hereunder is calculated under the principal of Financial Service Agency Public Notice 130 of the Financial Instruments and the Exchange Act (Article 57-17-1).
Consolidated Leverage Ratio
The consolidated leverage ratio as of Dec 31, 2025 was 5.27%.
- * Please scroll horizontally to look at table below.
| Jun 30, 2025 | Sep 30, 2025 | Dec 31, 2025 | ||
|---|---|---|---|---|
| Tier 1 Capital | (A) | 15,440 | 15,429 | 16,227 |
| Total Exposures | (B)=(C)+(D)+(E)+(F) | 282,863 | 292,739 | 307,525 |
| On-Balance Sheet Exposures | (C) | 145,265 | 153,382 | 163,449 |
| Derivative Exposures | (D) | 20,267 | 20,826 | 22,865 |
| Securities Financing Transaction Exposures | (E) | 115,107 | 116,244 | 118,797 |
| Other Off-Balance Sheet Exposures | (F) | 2,223 | 2,285 | 2,412 |
| Consolidated Leverage Ratio | (A)/(B) | 5.45% | 5.27% | 5.27% |