Regulatory Capital
Consolidated Capital Adequacy Ratio
The consolidated total capital ratio as of Dec 31, 2024 was 21.50%.
- * Please scroll horizontally to look at table below.
| Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | ||
|---|---|---|---|---|
| Total Qualifying Capital | (D)=(A)+(B)+(C) | 15,572 | 14,706 | 16,152 |
| Common Equity Tier 1 | (A) | 13,676 | 12,744 | 14,138 |
| Additional Tier 1 | (B) | 1,871 | 1,882 | 1,911 |
| Tier 2 Capital | (C) | 23 | 79 | 102 |
| Total Risk-Weighted Assets | (E) | 74,267 | 71,898 | 75,097 |
| Credit Risk | 49,873 | 46,430 | 47,821 | |
| Market Risk *1 | 12,561 | 12,992 | 14,800 | |
| Operational Risk *1 | 11,832 | 12,475 | 12,475 | |
| Consolidated Common Equity Tier 1 Capital Ratio | (A)/(E) | 18.41% | 17.72% | 18.82% |
| Consolidated Tier 1 Capital Ratio | ((A)+(B))/(E) | 20.93% | 20.34% | 21.37% |
| Consolidated Total Capital Ratio *2 | (D)/(E) | 20.96% | 20.45% | 21.50% |
- *1Market and Operational Risk hereunder is computed by multiplying each risk amount by 12.5 (the Reciprocal of 8%).
- *2Consolidated Capital Adequacy Ratio hereunder is calculated under the principal of Financial Service Agency Public Notice 130 of the Financial Instruments and the Exchange Act (Article 57-17-1).
Consolidated Leverage Ratio
The consolidated leverage ratio as of Dec 31, 2024 was 5.48%.
- * Please scroll horizontally to look at table below.
| Jun 30, 2024 | Sep 30, 2024 | Dec 31, 2024 | ||
|---|---|---|---|---|
| Tier 1 Capital | (A) | 15,548 | 14,626 | 16,050 |
| Total Exposures | (B)=(C)+(D)+(E)+(F) | 286,231 | 266,659 | 292,404 |
| On-Balance Sheet Exposures | (C) | 152,154 | 142,467 | 147,398 |
| Derivative Exposures | (D) | 19,348 | 14,682 | 17,914 |
| Securities Financing Transaction Exposures | (E) | 113,675 | 108,248 | 125,912 |
| Other Off-Balance Sheet Exposures | (F) | 1,053 | 1,261 | 1,179 |
| Consolidated Leverage Ratio | (A)/(B) | 5.43% | 5.48% | 5.48% |