Regulatory Capital

Consolidated Capital Adequacy Ratio

The consolidated total capital ratio as of Mar 31, 2015 was 21.0%.

(Unit: 100 Million Yen)

  Mar 31, 2015
Total Qualifying Capital (D)=(A)+(B)+(C) 12,117
Common Equity Tier 1 (A) 11,369
Additional Tier 1 (B) 359
Tier 2 Capital (C) 389
Total Risk-Weighted Assets (E) 57,477
Credit Risk 32,767
Market Risk *1 14,603
Operational Risk *1 10,107
Consolidated Common Equity Tier 1 Capital Ratio (A)/(E) 19.7%
Consolidated Tier 1 Capital Ratio ((A)+(B))/(E) 20.4%
Consolidated Total Capital Ratio *2 (D)/(E) 21.0%
  1. *1Market and Operational Risk hereunder is computed by multiplying each risk amount by 12.5 (the Reciprocal of 8%).
  2. *2Consolidated Capital Adequacy Ratio hereunder is calculated under the principal of Financial Service Agency Public Notice 130 of the Financial Instruments and the Exchange Act (Article 57-17-1).

Consolidated Leverage Ratio

The consolidated leverage ratio as of Mar 31, 2015 was 5.31%.

(Unit: 100 Million Yen)

  Mar 31, 2015
Tier 1 Capital (A) 11,728
Total Exposures (B)=(C)+(D)+(E)+(F) 220,748
On-Balance Sheet Exposures (C) 126,594
Derivative Exposures (D) 24,640
Securities Financing Transaction Exposures (E) 69,145
Other Off-Balance Sheet Exposures (F) 369
Consolidated Leverage Ratio (A)/(B) 5.31%